Our Loan Products
Choose the loan that fits your needs. Transparent rates, no hidden fees, flexible repayment.
GHS 500
Emergency Loan
✅ Repayment: 30 days
✅ Interest: 5% flat
✅ No collateral required
✅ Approval within 10 mins
✅ Payout within 10 mins
GHS 2,000
Standard Loan
✅ Repayment: 3 - 6 months
✅ Interest: 8% flat
✅ Flexible payment schedule
✅ Higher loan limit on second application
GHS 5,000
Premium Loan
✅ Repayment: 6 - 12 months
✅ Interest: 12% flat
✅ Lower interest for returning customers
✅ Priority customer support
Compare All Loan Options
Find the perfect loan for your situation
| Feature | Emergency | Standard | Premium |
|---|---|---|---|
| Max Amount | GHS 500 | GHS 2,000 | GHS 5,000 |
| Interest Rate | 5% flat | 8% flat | 12% flat |
| Repayment Term | 30 days | 3 - 6 months | 6 - 12 months |
| Approval Time | 10 minutes | 10 minutes | 10 minutes |
| Payout Time | 10 minutes | 10 minutes | 10 minutes |
| Collateral Required | No | No | No |
| Best For | Urgent expenses | Monthly bills | Big purchases |
Eligibility Criteria
- ✓ Ghanaian citizen aged 18 years or above
- ✓ Valid Ghana Card (national ID)
- ✓ Active Mobile Money account (MTN MoMo, Vodafone Cash, AirtelTigo Money)
- ✓ Regular source of income
- ✓ Good repayment history (for returning customers)
Required Documents
- ✓ Ghana Card (front and back photo)
- ✓ Selfie for identity verification
- ✓ Proof of income (optional for first loan)
- ✓ Mobile Money account number
All documents are uploaded securely through the app.