Get Instant Cash
with Palm Loan
Palm Loan delivers personal loans directly to your mobile money. No collateral, no paperwork, fully automated — from application to payout in under 10 minutes.
10k+
Active Borrowers
GHS 2M+
Loans Disbursed
10 min
Avg Approval Time
Simple Loan Process in 5 Steps
Swipe to see how Palm Loan works — from application to cash in hand
Fill your basic information in under 2 minutes.
Instant ID verification using your Ghana Card.
AI-powered decision in as fast as 10 minutes.
E-sign your digital contract securely.
Money sent directly to your Mobile Money within 10 minutes.
Popular Loan Products
Choose what fits your needs
GHS 500
Emergency Loan
Repayment: 30 days
Interest: 5% flat
GHS 2,000
Standard Loan
Repayment: 3 - 6 months
Interest: 8% flat
GHS 5,000
Premium Loan
Repayment: 6 - 12 months
Interest: 12% flat
Why Choose
Palm Loan
Lightning Fast
Approval in 10 minutes, payout within 10 minutes
Fully Secure
Bank-level encryption for your data
No Paperwork
100% digital application and signing
How Fast?
Apply → 2 min
Fill simple form
Verify → 3 min
Ghana Card scan
Approve → 10 min
AI decision
Payout → 10 min
Money to Momo
About GATED INTELLIGENCE LTD
We are a licensed financial technology company based in Tema, Ghana. Our mission is to provide fast, fair, and transparent personal loans to hardworking Ghanaians. No hidden fees, no surprises.
📍 44 Nii Ankrah Road, near Valley Side Creche, Boham Lane, Community 17, Tema, Tema West, Greater Accra, Ghana
Frequently Asked
What do I need to apply?
Ghana Card + active Mobile Money account.
Is there a guarantor required?
No, Palm Loan loans are 100% unsecured.
How do I repay?
Directly from your Mobile Money or bank account.